Napoli Kia is a great place to get a car loan, even if your credit history is rocky at best. We have helped many drivers from all over Fairfield, Shelton, Bridgeport, West Haven, and North Haven get car loans despite their poor credit backgrounds. Even if you have been struggling with recent repossessions, multiple bankruptcies, multiple repossessions, have current delinquencies on any account, a poor payment history, or even a long history of writing checks that have bounced.
When the time comes to decide between paying for your new or used vehicle purchase, you might feel a little stressed if your credit is poor. But at Napoli Kia, there's no need to fret. We can help you apply for and get approved for a bad credit auto loan. Just go online and fill out our secure credit form and within minutes you will receive a personalized auto loan quote! Bad credit auto loans are special loans for shoppers whose credit history is poor; there is no minimum credit score requirement; instead, bad credit lenders look at your employment and income history to secure you a loan that fits your financial situation.
To be approved for a bad credit loan, you just need to meet a few simple requirements. Your income for the course of the loan term must be $1500 per month or more, and you must be able to show proof of income, you must have a current residence in Fairfield, Shelton, Bridgeport, West Haven, and North Haven, you must be able to show proof of residence, you need a current, working phone number; and you need to be able to purchase auto insurance or have current auto insurance coverage.
High-risk lenders are different from conventional banks in that they look outside of your credit history to see if you can be approved for a loan. High-risk loans often bring a slightly higher rate of interest but Napoli Kia will work to get you the lowest rate possible and competitive terms as well. High-risk loans can get you the reliable transportation you need and can also help raise your credit score as you pay them off. Make sure to make all payments on time to improve your credit score.
Getting a bad credit auto loan is one of the first steps to rebuilding your credit history. Napoli Kia can help, talk to a finance advisor about a bad credit or high risk car loan in Milford, CT.