Learn How You Can Buy a Car With Poor Credit in Milford, CT
How to buy a car even if you have bad credit: We're here to help
Have you found it hard to get the right car, truck or SUV because you've had financial struggles? Do you have bad credit or a low credit score that keeps most car dealers from taking you seriously? At Napoli Kia, we work hard to help everyone who wants to buy a vehicle, regardless of your credit. We've made a specialty of helping people with poor credit because we want to see you get back in good shape and get the vehicle you need to succeed.
Let Us Help You Get Financed at Napoli Kia
No matter what your credit situation is, we know how to help you get back on track and we've done it for many people just like you. When other car dealers don't give you a chance, Napoli Kia in Milford, CT can give you the help you need to turn things around and get an affordable car, truck or SUV. We also show you the steps to work your way out of your credit challenges, whether you're from New Haven or Hamden, CT.
Some examples of the kind of help we can give you
The experts in our finance center can listen to you carefully and evaluate your credit situation. We can then talk to the lenders we work with every day to help you get a loan and get it at the lowest available interest rate. As we're sure you know, the lower your interest rate, the lower your monthly car loan payments will be. We can help you get a loan so you can get the car you need to work, and we can also help you keep your payments affordable.
Other steps you can take to help pay for the right car
A basic early step is to fill out our online "Finance Application" to see what kind of a loan you're qualified for. Even if the results aren't what you hoped for, talk to us in the finance center and we can show you any positive steps that might help you move forward in buying your next new Kia or used car. In addition, we offer special deals on our new and used vehicles, and one those offers might help you lower the cost of your next car. Look online under "Specials" to find those bargains.
Get a Loan With Poor Credit
Yes, having good credit will help you get a lower interest rate on your loan, but if your credit is in bad shape, we can still help you get a loan. We have good relationships with lending companies, and that can give people in Danbury or Bridgeport, CT a better chance to get a car loan. A "bad credit" interest rate will be higher, of course, so your payments will be higher but we have ways to help you reduce those payments as much as possible.
Ways to set yourself up for success
One way folks around Brandford or Fairfield, CT can raise their credit score is by eliminating your "splurge" expenses for things you don't need and using the money to pay down debt. Lenders look at how much debt you have, so the lower your total debt, the better your chance for a loan. You can also consider getting a co-signer who will agree to pay the loan if you can't. A co-signer can be hard to find but if someone will do that, it can help a lot.
Got a tax refund coming? That can help you quite a bit
The average taxpayer gets about $3,000 back as a federal tax refund. If you have anything like that coming, use it as a down payment and it will be easier to get a loan. If all of this seems a bit overwhelming, we have very supportive experts in our finance center who can explain things clearly and help you break it all down into simple, achieve-able steps. If you need help paying for your next car, talk to us soon at Napoli Kia in Milford, CT.
How Can We Help?
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Napoli Kia
241 Boston Post Rd
Milford, CT 06460
- Sales: (203) 783-5850
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